If you are covered by your employer’s PLI and if that policy meets the College’s requirements, you are not required to obtain additional coverage, although you may wish to do so.

You must ensure that the employer’s policy covers individual employees. If the policy does not cover individual employees, you must obtain PLI. The Regulated Health Professions Act, 1991 requires that all practising regulated health professionals be personally insured. The employer’s policy does not have to list the kinesiologist individually by name, but must specify that it covers the “employees” of the organization as “added insurers”. In these instances, a letter from the employer confirming that you are an added insurer is required.