Am I required to have PLI if I’m not employed?
This depends on your class of registration. If you are registered in the General Class, you must have PLI coverage at all times, regardless of whether you are employed and practising within the scope of practice of kinesiology.
If you are registered in the Inactive Class, you do not need PLI coverage. The enduring (tail) insurance will provide protection once you move to the Inactive Class. When moving to the Inactive Class you must declare that you:
a. are requesting an exemption from the professional liability insurance requirement on the grounds that you are not currently engaged in the practice of kinesiology;
b. have enduring tail insurance coverage for five years; and
c. have read and understood the College’s Policy on professional liability insurance and will obtain insurance again before practising.